b'credit cards. If you are going to automaticallygood summary of tested-safe apps and how pay a bill, you can and should have your incomethey work at msfocus.us/MobileApps. Each checks deposited automatically. Most peopleapp has a niche that works for most people. Zelle already have this in place through theirisgreatforsendingmoneydirectlytothe employment. If you are on SSI disability, youbank account of a family member, friend, or can have it deposited into your account ofa professional who has performed services. choice.Most apps mentioned above require that the Many banks will only send paper statementsrecipient also sign up for the service. Paying if you ask. Keeping track of your accountsfor bills or services this way is becoming online is simple and many banks and creditincreasingly common, so it is likely your cards, depending on your credit rating, letrecipient can participate. When you do receive you pay larger bills over time for little or noa paper bill from a doctor, for example, there interest. On your banks website, you will alsowill probably be a website listed on the bill nd other services that may be benecial. Ifwhere you can pay online.you feel more comfortable speaking to a liveA very important caution is only do any person, you can contact customer service oftype of money transaction on protected Wi-Fi. yourdesiredbank,andthey willshareallPublic Wi-Fi is not safe to use for personal other benets available.information or banking. Many people pay for Reimbursement distribution a virtual private network for this purpose. VPN is a topic for another article but if youre Using apps to pay family, friends, or localinterested in learning more, go to the How to professionals is efficient and relatively simple.Geek website athowtogeek.com/133680/ htg-A few common apps are Zelle, PayPal, andexplains-what-is-a-vpnandlearnaboutit Venmo. An article from PC Magazine offers aand how it helps keep your information safe. GatherMSWe need your help. GatherMS.com is a one-stop shop for resources for the MS community. MS Focus is gathering information to add to this website. If you have a resource for services in your city, please let us know. You can submit your information directly on the website using either the "Suggest a Service" button at the top of the webpage, or by clicking on the "Make a Suggestion" link down page.31 msfocusmagazine.org'