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K Assess my spending for 30 60 days. K Create a budget including periodic expenses. K Identify possible spending leaks. K Call my telephone cellular power or cablesatellite provider to see if I can reduce my monthly bill. K Visit Benefits.gov to learn if I qualify for the federal Weatherization Assistance Program or the Low-Income Home Energy Assistance Program. K Find my open enrollment date for health insurance and comparison shop to ensure the best price. K Read my insurance plan benefits information to learn what is covered. K Make a list of all my medications and determine which are brand-name. K Discuss with my doctor whether comparable medications are available in generic formulations. K Apply for copay assistance through my medication manufacturers patient support program. K Call MSF to learn about and apply for programs that may help with my other MS-related expenses. 6